Goldwell Commercial Capital, a small-business funding broker in Medford, Oregon, serves Phoenix, Oregon owners by phone and online. ZIP 97535, which includes Phoenix, had 129 employer establishments, 1,094 paid employees and about $45.9 million in payroll in 2023, with retail the largest sector. Lending partners alone hold the credit decision, the rate and the terms.
| County | Jackson County, OR |
|---|---|
| Distance | Roughly 4.5 miles SE of 677 W Main St |
| ZIP 97535 employers | 129 in 2023 (ZIP Code Business Patterns) |
| ZIP 97535 retail | 22 establishments |
| Under five employees | 57.4% of employers in ZIP 97535 |
ZIP 97535 in Census counts
ZIP 97535, the Phoenix, Oregon postal ZIP, had 129 employer establishments in 2023, employing 1,094 people with about $45.9 million in annual payroll; 57.4 percent of the establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Phoenix covers about 43.2 percent of the ZIP's land, a much closer fit between town and ZIP than most Rogue Valley towns have, but the counts still include businesses outside city limits.
Leading sectors, ZIP 97535 (Phoenix, OR)
| Sector | Establishments | Under-five-employee share |
|---|---|---|
| Retail trade | 22 | 27.3% |
| Construction | 17 | 64.7% |
| Other services | 17 | 64.7% |
| Accommodation and food services (NAICS 72) | 14 | 28.6% |
| Manufacturing | 8 | 62.5% |
| Health care and social assistance (NAICS 62) | 7 | 57.1% |
| Wholesale trade | 6 | 0.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Retail leads, and most of those shops employ five or more people; the same is true of the ZIP's restaurants and food service. Construction and repair-type businesses (other services) are mostly smaller.
Self-employment estimate for Phoenix, Oregon
The American Community Survey does publish a self-employment share for Phoenix, but for a city this size the margin of error, 5.0 points around an estimate of 9.4 percent, is too wide to say much. The Jackson County figure, 13.3 percent for 2020-2024, describes the county as a whole, not Phoenix.
What Phoenix, Oregon shops and restaurants tend to fund
A shop that employs several people carries stock and payroll at the same time. Stock bought ahead of sales suits inventory financing; fixtures, coolers and a register system suit equipment financing; a gap between paying suppliers and taking sales suits working capital. For restaurants, the large items are ovens, hoods and walk-ins, and remodels are often split from equipment so each gets a schedule matching its life.
Card-heavy shops are sometimes offered merchant cash advances. An advance is not a loan; ask for the total it will collect and compare it with a loan before signing.
City records in Phoenix, Oregon
Phoenix, Oregon keeps its own business and permit records, separate from Medford's. Searches for them pull in Phoenix, Arizona results, so add 'Oregon' to every search and check the page belongs to the Oregon city.
Working with Goldwell from Phoenix, OR
Phone (458) 203-6348 or leave your details on the short form, and the purpose comes up when we call back. The office address is 677 W Main St, Medford, OR 97501. The Medford, OR page covers the office city, and each valley town we serve lists the rest of the valley.
Who Goldwell Commercial Capital works with in Phoenix, OR
Goldwell Commercial Capital works with Phoenix, OR businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- Details of any loans, leases or advances the business already carries
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
From first call to a partner's decision
- You call (458) 203-6348 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 677 W Main St, Medford, OR 97501.
By Goldwell Commercial Capital · Updated